Senior Mortgage Consultant
NMLS #: 332450
Patrick Juul got his start in mortgage banking in 1986. While working in various management capacities for a large New York-based bank-holding company, he oversaw the company's acquisition and sale of more than one thousand residential and commercial properties on behalf of its institutional investors. In a ten year span, Patrick learned most aspects of mortgage banking - including mortgage lending - which laid a solid foundation on which to build a meaningful lending career, leading to many satisfied clients.
With a ten-year foundation in loan servicing management, commercial real estate portfolio management, and more recently, corporate relocation lending experience around the country, Patrick is able to offer a broad scope of service and product knowledge to buyers and property owners in all fifty states and Washington D.C. Providing the complete selection of loan options - Conventional, FHA, VA, USDA-RD, First-time Home Buyer options, Investment Property loans, Second Home and Lake Home financing, or Executive Home loans with jumbo financing - regardless of loan type or loan size, Patrick and Wintrust will get it done.
Patrick believes, "My approach and personal commitment are simple: In order to make and keep the process clear and achievable for every customer, I guarantee integrity, expert-level advice, clear communication and a positive impact for every customer. I look forward to the privilege to demonstrate how these dynamics make a difference for my customers year after year. Just call me at (651) 905-6234, click here to start the application process with my secure, on-line form. A free, professional consultation about your particular plans, is just one call or click away!"
Patrick enjoys family time, traveling, music, golf, writing and keeping up with all things finance and mortgage banking.
"Patrick has done a fabulous job of not only keeping us as buyers informed, but providing alternatives to what may have been the more common route (and through that, saving us quite a bit of trouble). He understood that as first time homebuyers, we needed our hand held a little more, and was willing to provide both his expertise and constant service to make sure we were completely at ease with the process. Thank you Patrick!"
"Patrick did a great job for us. Smooth as silk! Thanks!"
"Everything went smoothly - all our questions were answered."
"Patrick...you were very professional, expedient and thorough with my question and concerns. My thanks also for being patient with me on some last minute changes! My family is enjoying their new home here in the Indianapolis area, and we thank you for making the transition smoother and less stressful. You can be assured that I will pass on my recommendation to continue using your services for [company name]. Thanks again!"
"Patrick and [former co-worker] are just great! We could not be more pleased."
"I just wanted to thank you for all your help in getting the loan for our new home. You were very patient with me through all my questions and phone calls. I really appreciate it. Keep up the great work! Thank you!"
"They [Patrick and team] were excellent - perfect. Do whatever it takes to keep the relationship."
"Patrick was outstanding to work with. He was very professional, friendly, timely, and a very good listener."
"Excellent, efficient service. Thank you."
"Very professional, courteous and punctual."
"Patrick Juul was very helpful. We have never bought a house when it was so easy! And I work at a bank! Everything went so quickly!"
"Patrick Juul tackled a tough mortgage challenge recently for some of my probate clients. Their credit was not perfect and there were a number of other difficulties. Patrick met all the challenges and made it all work. He did a terrific job."
"Integrity, character, and compassion for my elderly mother. Awesome! Keep up the great work."
"The process of buying a home is daunting... and buying a home out of state is quite an ordeal. We would have given up had it not been for Patrick and his staff. It didn't matter how stressed we became, Patrick's demeanor was calm: "Be calm and I will walk you through it", he would say. And that he did, with ease. The whole process was much easier to deal with. I would recommend Patrick and his staff for anyone wanting to buy or refinance. He is honest... If it isn't right, he doesn't do it. Patrick, we thank you again for all of your help with the purchase of our second home."
"We certainly appreciated the incredible attention to detail that Patrick Juul gave to us in what seemed to be a daunting mountain of paper work. Patrick's professionalism and expertise carried us across..."
Wintrust Mortgage was created to assist in the realization of the American dream of home ownership. Our large volume means better rates and in 2012 we originated $3+ Billion. Along with the ability to lend in all 50 states, this makes us one of the largest mortgage bankers in the country. Wintrust Mortgage is a part of Wintrust Financial Corporation, a well capitalized, diverse, $17+ billion asset, financial services company. Our company offers unbeatable service and a wide variety of solutions.
Wintrust Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, Wintrust Mortgage is your calm, clear and experienced guide through the mortgage process.
To discuss your financing needs, please call us or click HERE above to find the Wintrust Mortgage location nearest you.
Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank. Wintrust NMLS# 449042 – © 2013 Wintrust Mortgage
Wintrust Mortgage is a division of Barrington Bank and Trust, N.A., a Wintrust Community Bank. Wintrust Financial Corporation is a $14 billion financial services holding company located in the greater Chicago, Illinois and southern Wisconsin metropolitan areas. Wintrust has 15 chartered banks (with almost 80 locations), full wealth management services and a variety of specialized finance companies. Unlike many other regional financial institutions, Wintrust remains profitable and well capitalized. For more information on Wintrust and their financial strength, please visit www.wintrust.com/investor-relations/annual-reports-and-proxies.html.
In business for nearly 30 years, with more than 70 offices in Illinois, Wintrust Mortgage is committed to serving the financial needs of Chicagoland. Ours is not a “fly by night” operation that is here today and gone tomorrow. You can count on Wintrust Mortgage to always be there. It’s our stability that makes it possible for us to offer the depth of products and level of experience.
There should never be any surprises in the process, documentation or pricing, before, during or after the closing. Communication is the key. Count on your Wintrust Mortgage Loan Officer to communicate where you are in the process, how long each step will take, what’s involved and what you can expect. If you don’t understand something, we’ll explain it. If you loan will be sold after closing, you’ll know it well before. When it comes to your home, there should be no surprises.
There is a lot of noise in the market right now. The media concentrates on the things that scare us, while some advertisers yell at us to get us to go one way or another. At Wintrust Mortgage, we want you to understand what is happening in the market. The more you know, the better informed decision you can make. It’s not only our job to help craft the best solution for you, but to ensure you understand why.
Having access to a variety of solutions means nothing if you don’t know how to use them. The Wintrust Mortgage team is not only experienced, but well educated. Many of our loan officers have Masters and Doctoral degrees. All of them are subject to rigorous, ongoing Continuing Education requirements. You can be confident in your Wintrust Mortgage Loan Officer’s access to solutions and in her ability to pick the right one for you.
Wintrust Mortgage Loan Officers are experienced. They have seen real estate, credit and economic cycles come and go. They don’t chase trends or yell from the rooftops. They calmly, clearly and professionally review your needs and goals and suggest the finance options that make the most sense for you.
Some companies claim to have the lowest rates. Others promise to have the lowest (or no) closing costs or fees. The problem with both of these is that it is all tied together. There are costs associated with documentation and closing, just as there are costs with borrowing money. More often than not, if a company claims to be the lowest in one, they’ve raised the other to make up for it. This is a game we won’t play. We don’t post rates and don’t promise to have the lowest anything. We will promise that your rates and fees will be fair, competitive in the market and that you will understand each cost and how it was determined.
There are no cookie-cutter solutions in this business. You want to make sure your mortgage provider has the depth of experience and the depth of products to best meet your needs. Your Wintrust Mortgage Loan Officer has access to hundreds of different financial solutions, one may be the perfect one for you. Working with one of the Wintrust Community Banks, your Wintrust Mortgage Loan Officer can even develop a custom solution.